Annual to Daily/Monthly Rate Converter
From an annual return, get the equivalent daily and monthly compounding rates to break goals into smaller periods.
Results
Fill in the inputs and click Calculate.
- Daily Equivalent
- –
- Monthly Equivalent
- –
Risk disclaimer
A mathematical equivalent; volatile returns will drift from the daily path.
Why decompose?
20% a year is about (1.20)^(1/365)−1 per day — a tiny-looking daily rate that compounds back to 20%.
Splitting makes daily/monthly goals trackable.
How to use
- Enter the annual return (e.g. 20%).
- Click Calculate for the daily and monthly equivalents.
Formula
- Daily = (1 + annual)^(1/365) − 1
- Monthly = (1 + annual)^(1/12) − 1
Example
20% annual → monthly ≈ 1.53%, daily ≈ 0.05%.
Compounding a daily ≈0.05% works back to about +20% a year.
FAQ
365 or 252 days?
This uses calendar days; for trading days substitute 252.